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Retire the 50/50 split. A five-stage deposit-and-milestone payment schedule for fixed-price AI app builds that pays on objective gates and never leaves you financing the riskiest phase.
Offboarding an AI app build hands over five assets, not one: the repository, the model-provider accounts and keys, the prompts and eval sets, the data and vector store, and the domain and secrets. The 2026 ownership terms agencies must set.
For AI app builds, fix-price the deterministic shell an AI builder makes predictable and cap the AI layer as not-to-exceed T&M with an evaluation-set gate. A 2026 decision framework and worked example for agencies.
